Securing a flexible car financing offer should be a streamlined and positive experience. When you work with your Kia dealer, you can expect great rates and fast approval times.
1. Low-Interest Rates
Our finance department is able to offer competitive interest rates for our customers. At Hart Kia, we work directly with the manufacturer and with local Virginia banks. This allows us to create great deals that save you money. We can also work with you to create flexible plans based on your needs.
2. Fast Approval Times
We know how important it is to get in a new vehicle as soon as possible. Our dealership’s finance department is focused solely on car loans for our vehicles. This removes a lot of the steps another financial institution would have to take in order to approve your loan. For example, another lender would have to research the car and the dealership you’re purchasing from.
Skipping these steps means that we can focus on what’s important to help you secure financing. This allows us to offer fast approval times and a streamlined pre-approval process.
3. Flexibility for Low Credit Scores
At Hart Kia, we understand that you may not have built up your credit yet. Some of our customers have had payment problems in the past and their scores have suffered.
We work with customers with low scores or no credit history to create a flexible repayment plan that works with their budget. Our program helps our customers rebuild their credit at the same time. By making your payments on time, you build a new, healthy credit history and raise your score.
4. Protect Your Savings
Financing allows you to make payments on your vehicle over time instead of paying a large lump sum upfront. This allows you to keep your savings in your account in case you need it for emergencies or for investments. By using financing, you can maintain a healthy cash flow in your accounts and still get the car you want.
5. Get the Vehicle You Really Want
Sometimes, budget restrictions mean that people don’t get the car they actually want. They get a vehicle that they can make do with, but they want a new one almost immediately. By using financing, you can raise your budget and get the vehicle you will want to drive for the long term. This may save you in the long run if you can keep the car for longer.
Financing is the first step to getting your next great car. Once you’ve handled your plans for your budget, you’ll be able to start checking boxes off your wishlist. Visit Hart Kia now to see our selection of new cars.
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Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.